VA Loans As a brave member or veteran of the United States military, you give our country your very best. We want to give our best back to you. With a VA Loan, we can help put you and your loved ones in a home you deserve.

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Features

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Eligibility

Program available for veterans or active duty service members who meet the length-of-service requirements.
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Low or no down payment

100% financing for most veterans.

Have questions? Connect with a loan officer.

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Our team can help you every step of the way.

3 steps to get started.

  1. Connect with a loan officer in your area to get pre-approved.
  2. Start the pre-qualification process now.
  3. Start shopping for your new home.
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Other mortgage options to consider.

FHA Loans

A lower down payment, fixed rate option for homebuyers just getting started.

Right@Home

Designed to help you achieve home ownership with no mortgage insurance and lower down payment options.

Conventional Loans

A conventional loan typically meets the financial needs of most homebuyers. Loans exceeding 80% of value will require private mortgage insurance.

Portfolio Loans

Cadence Bank offers a variety of portfolio products with financing up to 100% of the purchase price and no mortgage insurance.

Rural Housing Loans

A mortgage option designed for low- and moderate-income rural residents.

Mortgages for Medical Professionals

Mortgage options for physicians.

Construction to Permanent and Renovation to Permanent Loans

Renovate or build a home and obtain a permanent mortgage with one easy-to-manage loan.
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Learn

Find answers, watch videos and plan ahead with online tools.

Visit

Stop by your nearest Cadence branch to open an account and more.

Get help

Connect with one of our teammates for one-on-one assistance.
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