Business Banking


 

Liquidity Management

 

Maximize your short-term investments while retaining control of your cash

Overnight Investment Sweep - This service allows you to optimize the return on your excess balances while still maintaining complete liquidity. Your company’s excess balances are automatically transferred from a non-interest bearing commercial account to an investment instrument each night and returned the following business day with interest to be available for disbursements presented.

Loan Sweep - Cadence Bank’s Loan Sweep Service allows you to disburse funds without having to manually move funds to your commercial checking account. Once a Line of Credit has been approved and established for your company, this automated service acts as overdraft protection while paying down your line with excess balances.

Combined Sweep - Take advantage of both sweep services with our Combined Sweep. This service first looks to the line of credit and pays any balances down. If your line of credit has no balance, the excess balances are automatically invested for you.


To learn more about Cadence Bank NA treasury management solutions and how we can help you, please email us at treasurymanagement@cadencebank.com or contact your local commercial banker.