Personal Banking

Personal Installment Loans

At Cadence Bank, we can work with you to create the right personal loan to meet your needs. Flexible terms, competitive interest rates and great service to help you achieve your goal within your budget.

Types of Loans Available: automobile, RV, boats, motorcycles, home improvements, special occasions/trips, college education, weddings, & debt consolidation. 

Lines of Credit

A Home Equity Line is a line of credit secured by the equity you've built up in your home. It really is one of the smartest ways to borrow cash for anything you need to do. And at Cadence, you can count on the best rates going.

• Save on interest expense
• Save on your taxes*
• Save on closing costs
• Plus the convenience of easy 24/7 access to your line

* In rare cases, interest is not tax deductible; check with your tax advisor.

MoneyLine

Unsecured Line of Credit

Use your good credit score to make important purchases for you, your family or your household. MoneyLine is a line of credit that is unsecured, but based on your credit giving you the freedom to access quick cash when you need to. It's as simple as writing a check.

• Convenience of having extra cash available 24/7
• Fast and simple as easy as writing a check
• Or just transfer funds into your checking account in person, by phone or on the Internet

Overdraft Credit Line

You can tie your checking account and CheckCard to an approved line of credit that will automatically protect you from bouncing checks or overdrawing your account. Should your checking account fall below $0, funds are immediately transferred to your checking account in increments of $100.

• Can save you overdraft charges
• Provides peace of mind
• Provides extra cash in case of emergencies

Credit Cards

No matter where you travel, you can bet our VISA cards will be accepted at over 16 million locations worldwide. And every single purchase you make earns bonuses! What's not to like about that?

Features of Cadence Bank VISA cards:

• No cash transaction fee from Cadence
• Online access to view your account and make payments by Internet any time, day or night
• No finance charges applied to new purchases until after a 25-day grace period

Click here to learn more and/or to apply for our Visa Consumer or Visa Business Credit Card.

To pay your current bill online, click here.

Subject to credit approval.