Corporate Banking


Online Banking and Bill Pay

Fast, convenient, secure and best of all, our basic service is FREE! Manage your business finances any time of the day or night from your home, office or wherever your business may take you. All you need is a Cadence checking or savings account, an Internet connection and a personal computer. Click here for details.

 

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Make your deposits faster, easier and never even leave your office. With Remote Deposit from Cadence Bank, you can deposit checks electronically...right from your desk. Remote Deposit is a secure solution that gives you faster access to funds and greater control over your money management.

 

ACH Services:

Direct Deposit
Electronically transfer payroll into your employees' accounts.

Direct Payment
Electronically draft your customer/client accounts' depositing the funds directly into your operating account.

Pre-authorized electronic tax payments
You control initiation of both state and federal tax payments, either on-line or by phone.

Web ACH service members sign in here.

 

Wire Transfer

Move funds between financial institutions.

 

Monthly Statements

You can have your statements mailed to you or you may choose to have your statement(s) emailed to up to 3 different email addresses with Cadence's free E-Statements. If you have large accounts and/or multiple accounts then CD Statements might be perfect for your business. (A small fee will apply.)

 

Lockbox

Minimizes collection float and multiple trips to the bank to make deposits. Your payments are sent directly to cadence where they are deposited into your business account. A payment file is then sent for your review. A CD with images of deposited items can also be provided.

 

Positive Pay

Helps prevent unauthorized checks from clearing your account. An electronic file of written checks is verified against checks trying to clear each month. You will be notified if there is a discrepancy.

 

Loan Management

Advance money from your business loan to a checking account and/or repay your business loan. Enjoy hassle-free transfers.

 

Electronic Data Interchange (EDI)

We can translate your incoming EDI entries and email them to you.

 

Zero-balance accounts

Allows your ending account balance to be zero at the end of the business day. These funds are transferred into your funding account.

 

Investment and/or Loan Sweep

Use excess funds to:

  • Automatically pay down your line of credit or draw from your line of credit to cover your funding needs.
  • Automatically invest into an overnight Repurchase Agreement.*
  • Automatically use a combination of both features depending on borrowing or investment position.

*NOT FDIC INSURED

 

CD ROM Service

You can have your statements and items delivered to you on CD ROM each month. This service allows you to retain your historical information and easily research the archived data.

 

Account Reconciliation

We can assist you in your reconciliation process each period. Partial Recon will provide you with a detailed list of paid items. The output options include data transmission or hard copy. We also offer Full Recon where we match your issued file against our paid file. Reports list both paid and unpaid or outstanding items.


 

For further information on any of the above services, please contact us.