Commercial Banking

For products and services for businesses with lower balances and less transactions, click here.

Business Commercial Checking

For businesses that process over 500 items per month, Business Commercial Checking offers a major bonus - earnings credits on qualifying balances that can be used to offset monthly service fees.

• $50 minimum opening deposit
• Earnings credit on balances
• Credit from checking account balance goes towards monthly service fees

Interest On Lawyers' Trust Accounts Programs (IOLTA)

Most states require attorneys to have an IOLTA account in their name. Cadence Bank has consulted with State Bar Associations to design a product that is easy to use for attorneys while providing maximum funding for state associations.

Benefits and Features:

• Free with no service charge or transaction charges
• Earns very competitive rate of interest with minimum balance of $1,000
• Can be opened with any amount
• Interest on funds is forwarded directly to the proper state legal foundation in your name, simplifying reconciliation of this account.

Business Investment Account

Our premier savings account for businesses offers the perfect blend of convenience, security, and liquidity. The rate of interest is tiered so the higher your balance, the more interest you earn.

Business Money Market Account

Earn money market rates while maintaining daily access to your funds. Our Money Market account can help you meet short-term savings requirements for amounts as low as $1,000.

Business Savings

This savings account lets you start small and grow funds over time. You have daily access as well as a way to keep funds separated from your operating checking account while earning interest.

Business Certificates of Deposit

Cadence Business Certificates of Deposit allow your company to make maximum use of excess funds with a guaranteed rate of return and the confidence and security of FDIC Insurance.

Loans

Business Term Loans
Term loans may be used to finance a change in ownership, a new business acquisition or other long-term needs of a company.

Equipment Loans

Financing for all types of equipment needed for your business.

Equipment Leasing
Lease arrangements for equipment and other capital expenditures can help preserve the borrowing capacity of your company and improve the company's balance sheet.

Commercial Real Estate Loans
We provide loans for the acquisition of new commercial property and provide financing for new construction or additions.

Business Money Lines of Credit
A valuable resource for short-term working capital needs, seasonal inventory increases, special purchases or discount opportunities and unexpected expenses. It's easily accessed by check, telephone, Internet or in person.

Online Banking

As a small business owner we know your time is limited so we offer the services and tools you need to bank when and where it is convenient for you.

Click here to see our online services.

Merchant Services

Expand your customers’ payment options, and increase revenue with Cadence Bank Merchant Services. Our service enables your business to accept credit cards, debit cards, electronic checks, gift cards, and other payment options. Click here to learn more.

A Business Credit Card is ideal for keeping a separate account for travel or to provide a secondary line of credit for business purchases. Plus, you can earn rewards on the entire company's spending that can be used for travel, office equipment or even cash back. Click here to select the perfect card for your business.